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jay asked:


I’m looking into getting a airmiles rewards credit card. Right now I only have the free one which gives you 1 measly reward per $20 you spend. I’m single so I wouldn’t use the card as much as someone with a family would. These are the options I’m looking at…which would you get?

1. Visa Aero Classic 1mile per $2 spent at an annual fee of $29.

2. Visa Aero Gold 1mile per $1 spent, and 1.5miles per dollar spent at a grocery, gas, or drug store. Annual feel of $120.

or

3. MNBA card 1mile per $1. Annual fee of $89

Visa Gold looks great to me, but the annual fee is high especially since I am single. Not sure how widely accepted MNBA is???
oops…I mean MBNA

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jh asked:


There is a boycott of Exxon and Shell Gas stations going on. It makes sense to. If you don’t buy from the two largest oil companies, they will have to reduces their prices which would reduce everyone else’s prices and you don’t even have to stop buying gas to join the boycott, just don’t buy there. I’m a Speedway SuperAmerica fan anyway. I’ve cashed in enough points over the past couple years to get 4-$100 gift cards and all kinds of free coffee and cold drinks. I think Speedway is owned by Marathon and sells Marathon gasoline.

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Butchie Y asked:


This is just stupid…

http://www.msnbc.msn.com/id/21134540/vp/24805138#24777743

This guy waited in line for 6 hours to get his free $40 gas card…if you do the math, you could just work a minimum wage job for 6 hours and walk away with more than that. Plus you have to factor in how much gas you’re wasting idling in your car for 6 hours. This is so stupid though, it doesn’t matter how high gas prices are, $40 in gas is $40 in gas, it just gets you a lot less gas now. People’s brains just turn off when they see the word “free” attached to a commodity in which the prices have risen dramatically.

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MthrNatures_Son asked:


Hi, I want to move, but I don’t make a lot of money. I make 2200 bucks a month.

I was approved for a $650 a month mortgage which allows me to afford a small home in my area.

Other bills I’m thinking are the following
Utilities: 200
Cable/internet/phone: 150
Food 2 people: 500
Drs/Medicine: 100
Car Gas: 200
Car Insurance: 100

Total bills 1900
Total income 2200

That gives me just 300 breathing room and I haven’t counted anything for fun or savings or emergencies.

I have a $3000 unused credit card and $15000 in the bank.

Would you move into this situation? How tight is too tight? I don’t want to touch my savings because once its gone its gone, and I don’t want to use my credit card except to pay it off each month.

Please help. I want to move, but I’m scared that I don’t have a lot of free cash.
I have 6 months expenses in the banks and the property taxes are already figured in the mtg payment.

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Mr. Prediction asked:


I’m not rich and I have lot’s to learn but this is what has worked for me. I’m 3 years out of college, I’ve paid back on my student loans, I worked through school whiched helped. I bought a house 2 years ago and have it 74% paid-off. I bought during the low market, I put down 35% and make double & triple payments torwards the principle. I make a moderate income and take home $3250 every two weeks. I max-out all my rewards credit-cards and have even asked to put some business expences on them and as a result I get free gas cards for my car…I haven’t paid for gas in 2 years FREE!! I also have a Cruise rewards card that will be cashed in in April 08..and a free flight there via Amex rewards (American Air-
lines). I’ve never paid a red cent in interest…I just use the credit card companies for free things and always pay in full. I currently have $840 per Month coming in on just investments & interest..pay’s my utilities and food at home.

just a few things that might help you

ques
One other thing that’s drains your money. NEVER buy a new car…always buy the car when it’s 2 years old and pay cash..NEVER finance a car…a car is an ego item that it’s only funtion is to get you to point A to B…if you want a flashy car…enjoy it ******* you dry $$$. If you can’t pay for it in cash…then you can’t afford it…stay with this principle and you’ll be amazed how much you save
Joan……….LOL…YEs I’m for real…what do you mean? If you have a question I’ll answer you back.

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Amorphophallus asked:


“A Missouri car dealer said on Thursday sales have soared at his auto and truck business since launching a promotion this week that promises buyers a free handgun or a $250 gas card with every purchase.

This thing has taken off. Sales have quadrupled,” said Muller. The store sells both used and new vehicles including General Motors and Ford products.

Every buyer so far “except one guy from Canada and one old guy” has elected to take the gun, Muller said. Muller recommends his customers select a Kel-Tec .380 pistol.

“It’s a nice little handgun that fits in your pocket,” he said.”

Awww, how quaint!
Very good point puckbunnie.
cnralph, now THAT’S using your noggin!

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daniel_stevens20 asked:


Dos anyone have a gift card from any store that have different $ on the card. I got gift card for chrismtas BP showing $25.00 but show purchase. I have a copy of a purchase 25.00 an on the card show $25 So any place get free giftcard that already have like $ on the card or still have to add the amount to the card for purchase? lot different gift card an I never get a giftcard an sent to someone else for holiday they can use for food gas an hotal I want a giftcard already showing on the font card with $ so dont have add anything b/c already have amount on the card but why have purchase card if got money on it see lot different type gift card have more then $ 25 on it any links im try help out this girl from ny so she use it pay stuff she dont have no bank account or job she got car an she want leave NY to Nashville tn girl **** her mom an step dad she got 2 kids talk her but she not able talk when her mom around but she dont no she coming see me an need a easy fast way like a links I try seach but dont see any link of all GIFT Card an where she get in NY area she live in Liberty,NY! Need type gift card will help pay off stuff will cost know cost little bit more for food hotal an gas so need right amount $ on gift card that will take all that money from gift card so be empty $ that she use she go drive an say 1 night so she be all set leave next day to Nashville tn where every she stop at for 1 night she get past on I-81 get in State TN I-40 West and any place she go stop of long drive she use the card so be all empty $ on gift card after she use get more gas leaving the place she stop before she get nashville tn take 2 days driving so if she leave early get free gift card at her near store NY she be already in TN State line by eveving an say someone where for 1 night I need all help please I been read lot people use GIFT CARD that alredy got money on card showing $ on card

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t asked:


,Ordering stuff off my visa debit card,like books,cds,and magazine,just paying for the free trail and not the monthly cost after the free trail is done,will this go on my crebit report if i dont pay the monthly cost,i know with phone bills-rent-and gas etc.stuff like that i know will go on my credit report if i dont pay,but will little stuff like this go on my credit report

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Fred S asked:


Are these free gas offers for real?? I have a gift code etc. When I go on the webb nothing happens?? Help me please I had to sit for 3 hrs to earn the card

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Mr. Spin asked:


The Blood Bank pesters me with phone calls almost every day.
They pester my wife mostly, asking for me to donate. My wife cannot donate.

I have donated over 25 pints in my life so far (according to their records), and I finally told the woman on the phone that I just don’t feel like donating now:

Woman: “…your blood is desperately need…”
Me: “Not now”.
Woman” “Is there a reason…”
Me: “My union has a blood drive coming soon. I’ll donate then.”
Woman: “Can you donate tomorrow…..”
Me: “No. I am tired of you guys calling me all of the time. My veins have scars, so now I donate on the right arm. It costs me gas to travel 10 miles to your facility. The CEO at the Blood Bank makes 100K a year, and you want me to donate for free?
How about a $5.00 McDonald’s Gift card. Maybe a Gas card or something? Even a paper certificate to make feel good about donating. How about a plastic trophy….something?
Woman: “Is that what you want.”
Me: Yeah.
Woman: “Well… Don’t you feel
…good about saving somebody’s life?”
Me: “no” I have to get up, take the time to GIVE, drive to the place. Feel like crap. I am a hard woiking construction worker.”

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