Archive for the ‘Other - Business & Finance’ Category

Possible Telephone Scam?

AL asked:


I got a call a couple days ago from a blocked number. First, the lady told me that I am eligible for a free $50 gas card if I look over some sort of points-for-purchases deal for my credit card, and spent about 6 minutes talking about both the deals. Then she transferred me to a guy that said he just needs to confirm my card.

The guy asked me to confirm that I have a VISA credit card with the last 4 digits of ****, and I said yes. The digits were right. Then he asked me if I live at an address, and I said yes. The address was right. Then he pretty much repeated everything the girl said, plus a bit more. He said I would be receiving a package in the mail, and that I would unconditionally get the gas card, whether I sign up for the rewards program or not.

When he was finished talking, I asked him if he could verify himself or his company. He told me his company name, but I can’t remember what it was, and I didn’t have a computer to check it. He referred me to the customer service dept, gave me a 1-800 number. I wrote it down, but never called. He explained that he works at a call center, and he only has my name, address, and last 4 digits of my card.

Does this sound like a scam? I didn’t give him any info, except for just saying “yes” when the info he gave me was correct. I never gave my full card number, nor the 3-digit code on the back of my card.

Can they get anything from my account with only the last 4 and my address? Or maybe, they just wanted to fatten me up for the kill, and when I receive the package they mentioned, it will ask me for my info, and they’ll get it that way. Should I call my bank? What should I do?

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Does anyone know anything about US Gas Rebates.com?

Tundra21999 asked:


This guy told me to go to Tim4freegas.usgasrebates.com. A couple of my friends say they are getting up to $500 free gas in gas cards and are making money selling the service. I’m not sure. looks a little hokey

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What do you think of my business idea

duckfizzle asked:


i live in a large area with lot of universities and students. My idea is to create a product similar to the “entertainment” or “dynamte” books where they have local discounts. but my idea is for a student discount card where I go around to local businesses which attract students and as if they would like to be an advertiser and offer a discount to students who use the card.

The cards would be sold to students who would be able to use them for the next year.

In order to sell the cards I would find a club or organization on campus who would want to sell them as a way to raise money for they’re club or for some charity.

Cost to student- $10
Organization who sold it would get- $2
I would make $8 (some would cover the cost of the card- gas production printing, the rest would be profit)

Should I charge the businesses to be on the card or should it be free for them.

The draw for the businesses would be free/cheap advertising as well as customers who by saving a few bucks will probably spend a few more.

any other ideas?

what do you think?

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Dos anyone have a gift card from any store that have different $ on the card?

daniel_stevens20 asked:


Dos anyone have a gift card from any store that have different $ on the card. I got gift card for chrismtas BP showing $25.00 but show purchase. I have a copy of a purchase 25.00 an on the card show $25 So any place get free giftcard that already have like $ on the card or still have to add the amount to the card for purchase? lot different gift card an I never get a giftcard an sent to someone else for holiday they can use for food gas an hotal I want a giftcard already showing on the font card with $ so dont have add anything b/c already have amount on the card but why have purchase card if got money on it see lot different type gift card have more then $ 25 on it any links im try help out this girl from ny so she use it pay stuff she dont have no bank account or job she got car an she want leave NY to Nashville tn girl **** her mom an step dad she got 2 kids talk her but she not able talk when her mom around but she dont no she coming see me an need a easy fast way like a links I try seach but dont see any link of all GIFT Card an where she get in NY area she live in Liberty,NY! Need type gift card will help pay off stuff will cost know cost little bit more for food hotal an gas so need right amount $ on gift card that will take all that money from gift card so be empty $ that she use she go drive an say 1 night so she be all set leave next day to Nashville tn where every she stop at for 1 night she get past on I-81 get in State TN I-40 West and any place she go stop of long drive she use the card so be all empty $ on gift card after she use get more gas leaving the place she stop before she get nashville tn take 2 days driving so if she leave early get free gift card at her near store NY she be already in TN State line by eveving an say someone where for 1 night I need all help please I been read lot people use GIFT CARD that alredy got money on card showing $ on card

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Here’s my finances.any suggestions?

Letslearn asked:


I’m just a few years out of college so don’t be too tough on me.
First I take home $2,865 every two weeks, I bought a house this past summer, I paid 275 for it and put down 105K and borrowed $170K..my P.I.T.I is $1,490. I don’t have a car payment, I drive a ‘96 Toyota with 210K miles and looks and runs great. I am buying about $600 a Month in furniture (cash) because I really didn’t have any to fill my 4 bdr, 3 ba, family room home. I do have 80K in avaiable credit in credit cards all with zero balances, I use them for free gas, airline tickets and cash back and never pay a cent in interest, I save $1100per Month in savings and 650 in long term savings S/B/I. I just now got to the point where I have 6 Months of income saved like the experts say to do. Utilities are around 360 per month, food about $410 per Month. I get enough free gas cards so I never pay for gas, $275 misc expences. So spend $4885 & make
$5730.

When my furniture is done..I’ll get a new car
any suggestions?
tlim…thank you for your kind words…HOWEVER I am no expert nor am I gifted with money management. What I just stated was just basic stuff…I still need help with long-term planning..REALLY I do! So nice to hear what you said…thanks…maybe I will email you

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Does anyone remember Residental sidings gas promo?

David J asked:


Back in June of this year Residential Siding of Albany, NY had a gas card promotion. If you have them come over for a demonstration of their siding they would send you a free gas card. Does anyone recall this promo or get a free gas card?

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Does Freegashelp.com really work?

Lovin’ Life asked:


I’m skeptical and I want to hear from someone who has actually used the service for free gas cards. Please let me know if you have or are using freegashelp.com

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Question about customers and car companies?

K S asked:


Ok, you know that auto companies are worrying about losing money due to lack of selling SUV’s etc. Do you think that it would be a good idea if companies reimbursed customers for their used vehicles and then reuse the parts to make more compact cars. I see it as the companies will save money buying used resources instead of new from foreign countries, keep the customers they had who hocked their unwanted cars so that they buy the compact, customers gets money back, and more jobs are created to meltdown unwanted cars to make new compact cars.

The car companies could also make the new car with used steel into hybrid cars and sell them as a new marketing promotion of a go green campaign. Also the car companies can use the gas in the unwanted cars to give to the car salesmen as a ensentive to sell the new cars. Ex: They sell 15 cars or more they get free gas for a month with gift cards.

I don’t see any negatives except that it would be expensive at 1st to reimburse customers.

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Best deal on a VISA gift card? (close to free if not)?

ranethelp asked:


Where can I get the best deal on a VISA gift card? So far it looks like the best is going through giftcards.com and getting a $20 gas card for it being over $100, but they are going to take $.34 for every transaction and there will be a monthly fee if not used in six months.

Do you know of anything better?

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